Designed by parents for parents
“We're not just investment professionals, we're moms and dads, too. This was a labour of love for us. We all know someone who would benefit from a Sygnia Stargazer Account, and we can’t wait to share it with you.”
Iain Anderson & Kyle Hulett (Head of Investments)Why a Sygnia STARGAZER Tax Free Savings Account?
Getting started is the toughest part of saving for your child’s future, which is why we’ve created the Sygnia Stargazer Tax Free Savings Account.
It’s child’s play to open, puts you in control and delivers sophisticated portfolio management at a fraction of the price.
Choose a portfolio that works for your Stargazer:
Sygnia Stargazer Green
Invest sustainably.
Your globally diversified portfolio is designed to optimise financial returns while investing in companies that take into consideration environmental and societal factors — such as cleantech innovation, fair labour standards and low carbon emissions.
100% offshore
Focus: Growth
100% strategic allocation to global equities.
Sygnia Stargazer Blue
Invest in the future of wealth.
Your globally diversified portfolio focuses on the most dynamic companies in the future technologies sector and invests in robotics, cybersecurity, autonomous vehicles, nanotechnology, virtual reality, genetic engineering and clean energy.
100% offshore
Focus: Growth
100% strategic allocation to global equities.
Sygnia Stargazer Yellow
Invest for growth and stability.
Your portfolio limits the impact of market volatility while still delivering growth. This is a perfect option for investors with a short investment horizon and/or preference for low volatility.
Mixture of global and domestic assets
Focus: Consolidation
Allocation to equities, bonds and money market assets to offset risk and reward.
Designed for parents, by PARENTS
- A choice of three portfolios focused on the most dynamic sectors of the economy
- Save and invest tax-free*
- Minimum of R500 p/m if you contribute via a monthly debit
- Your family and friends can help you invest
- Regular portfolio updates keep you 100% in the loop
*Limits apply For more info, click here
“The dynamic portfolio structure, low fees and tax-free investing ensure that your child will benefit from every rand saved. Time and the power of compound interest will do the rest!”
Magda Wierzycka – Chief Executive Officer
Easy glider
The Sygnia Stargazer Account offers investors a clearly defined “glide-path” that manages risk and maximises returns.
If you have a long time horizon (i.e. you can stay invested for longer than five years), Sygnia Stargazer Green or Blue offer the greatest opportunity for growth. However, as your child nears their potential “cash out” age, we offer the option to move or “glide” their portfolio into a more conservative portfolio (Sygnia Stargazer Yellow) that protects their investment from sudden market downturns. Sygnia Stargazer Yellow is also a great low-risk option if your investment horizon is shorter or you are looking for a safe “cruising altitude” for your money.
Meet some of the stars on our Client Team
Donovan Lewis
Ayanda Mtotywa
Yoland Steenkamp
Avela Ralarala
Sithembiso Mlonyeni
READY TO APPLY?
Here is what you will need
- Copy of your South African barcoded ID or valid passport (if a foreign national)
- Proof of bank details
- Copy of your child’s birth certificate
Have any further questions?
Can we open a joint Sygnia Stargazer Account for both my children?
Does the Sygnia Stargazer Tax-Free Savings Account have a finite lifespan?
Can I add different funds to the Sygnia Stargazer Tax-Free Savings Account?
Does the Sygnia Stargazer Tax-Free Savings Account get taxed?
Can I use my tax allowance again if I withdraw some or all of my investment?
Who can open a Sygnia Stargazer Tax-Free Savings Account?
What information should I have available to open a Sygnia Stargazer Tax-Free Savings Account?
What are Sygnia’s banking details?
Can my fiancé(e) and I open an account for our child?
What fees will I pay?
Can the account be opened by only one parent, or must both parents give consent?
How much money do I need to invest up front to open the account?
Can I invest a lump sum, or do you require a debit order?
How are the Sygnia Stargazer portfolios managed?
How risky is the Sygnia Stargazer Tax-Free Savings Account?
What are the tax advantages of a Sygnia Stargazer Tax-Free Savings Account?
Is it easy to access the Sygnia Stargazer investment?
How does the glide path work? What’s the point?
Start your child on the path to financial success.
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