The Sygnia RoboAdvisor is a true game changer for South African investors. This internet-based financial advisory system evaluates your current position and recommends an appropriate mix of investments suited to your unique personal circumstances.
The Sygnia RoboAdvisor is a true game changer for South African investors. This internet-based financial advisory system evaluates your current position and recommends an appropriate mix of investments suited to your unique personal circumstances. The implementation is facilitated by instant access to application forms and an easy to follow investment process. There is no pressure to “buy” and your information is not retained unless you become an investor. The Sygnia RoboAdvisor:
only charges one fee. The only applicable fees are the management fees associated with its index-tracking proposition. The fees only apply once you invest. Hence we welcome investors and financial advisors who want to use our advice and implement it using their existing investment platforms, and those who want to benchmark their existing strategies against a Sygnia-designed investment strategy.
is based on passive strategies with the total cost of investing set at 0.50% per annum including VAT. The minimum investment amount is R500 per month.
strategies are customised to the individual. No one-size-fits-all. The Sygnia RoboAdvisor takes a lot of factors into account in arriving at the recommended investment solution.
never pressures you into investing. You can take your time, ask questions and come back at leisure. In fact, we encourage all potential investors to explore all investment options available. We are confident that our robo-advisor passes the test of what constitutes digital advice, as opposed to a number of other simple calculators masquerading as advisory tools.
starts by holistically assessing your financial position. Before it proceeds to the advisory element, it first provides you with a useful indication of the anticipated shortfall in your savings for retirement. This shortfall is a key consideration that you should take into account before planning to save for a luxury holiday or a new car.
recommends a strategy that is a diversified mix of asset classes, including domestic and international equities, bonds, cash and listed property. Hence you do not need to worry about diversifying your investments. Sygnia RoboAdvisor does it for you.
ensures that your investment strategy is actively managed by Sygnia’s investment team on an ongoing basis. Your portfolio will automatically be rebalanced to ensure it remains aligned with the initial strategy determined for you.
Sygnia takes full responsibility for the advice it provides. Hence you can rely on our responsible management of your investments. The Sygnia RoboAdvisor targets tech-savvy, cost-conscious investors with clear investment needs. It does not offer the comfort of a human touch and cannot solve complex financial and tax planning needs. However, it can serve as a perfect introduction to investments for young investors, and as a simple financial planning tool for people who just want to save. If nothing else, you may be surprised by how much you learn.