Sygnia Umbrella Retirement Funds
Build better retirements.
Why choose Sygnia?
R14.8bn
Funds managed
Custom retirement plans designed for your business growth.
57 300+
Members strong
Helping South Africans invest for a comfortable retirement.
700+
Companies trust us
You can focus on your business while we handle the rest.
Retirement, made easy
The Sygnia Education Hub offers practical videos, tools and guidance to help members make confident retirement decisions.
Your retirement. Your language.
Get the Sygnia SURF experience for your team.
Smart customization
Unlike traditional default portfolios, we create personalized investment strategies for your employees based on their needs and risk profile, adjustable whenever their circumstances evolve.
Low fees
Our portfolios are built using our pioneering index-tracking funds instead of conventional unit trusts, meaning most employees pay less than 0.7% in management fees.
Seamless integration
Our technology integrates with your existing HR and payroll systems, offering a user-friendly dashboard for efficient administration and smooth employee onboarding.
A first in South Africa.
We pioneered in-fund preservation and annuitisation before it became law. Members keep their SURF benefits after leaving or retiring, maintaining lower institutional fees instead of more costly retail rates.
Smart tools
Our platforms create a seamless experience and eliminates the hassle that can make retirement planning so overwhelming.
Superlative customer service
Our clients all agree. The SURF team is expert, responsive and always ready to assist with even the most complex client queries. That’s why we consistently top client satisfaction surveys.
Magda Wierzycka
“Today’s business challenges are vast and complex – they require bold solutions that look beyond the obvious towards the extraordinary. That’s where you will find us.”
For consultants
We partner with consultants to deliver exceptional service to our mutual clients. If you’re interested in working with us, our team would be delighted to connect with you.
Need help? We are here
Call us
Call us on 0860 794 642
Monday – Friday, 8am – 5pm.
Send us a message
Contact our support centre via support@sygnia.co.za and we’ll get back to you as soon as possible. During business hours, we generally respond within 48 hours.
Fund members
If your fund is administered by Sygnia Benefit Administrators you can email us on surfadmin@srf.sygnia.co.za or call us today. During business hours, we generally respond within 48 hours.
Monday – Friday, 8am – 5pm
SURF Contact Centre:
Call us on 0860 794 642